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Atrial Fibrillation

Atrial Fibrillation

The commonest sustained heart rhythm problem, and often silent. Finding it matters because of stroke, not symptoms.

£40 · 20 minutes

Same-day availability

6am to 10pm, seven days

Assessed and treated by a GMC-registered GP

Prescriptions, sick notes and referral letters included

A written treatment plan after every appointment

Your NHS records in the room, with your consent

Clinically reviewed by Dr Mohammad Khan · Last reviewed

August 30, 2026

Book a consultation

A 20-minute appointment with a GMC-registered GP for £40. No membership required.

Private GP care led personally by Dr Mohammad Zubair Khan, GMC 7563469.

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Same-Day Appointments
Sick Notes
Private Prescriptions
Blood Tests
Menopause & HRT
Weight Management
Mental Health
Specialist Referrals
Same-Day Appointments
Sick Notes
Private Prescriptions
Blood Tests
Menopause & HRT
Weight Management
Mental Health
Specialist Referrals

Overview

Atrial fibrillation is an irregular and often fast heart rhythm. Instead of the top chambers of the heart contracting in a coordinated way, they quiver — so the pulse becomes irregular, and blood moves less efficiently through the heart.

It is the commonest sustained rhythm disturbance in the UK, affecting more than a million people, and a substantial proportion of them do not know they have it.

The reason AF matters is not usually how it feels. It is that blood pooling in a quivering atrium can form a clot, and that clot can travel to the brain. Untreated AF raises the risk of stroke roughly five-fold, and AF-related strokes tend to be more severe and more disabling than others.

That is the whole argument for finding it. Someone with no symptoms at all still carries the stroke risk — which is why a pulse check is one of the highest-value thirty seconds in medicine.

Common symptoms

  • Palpitations — a racing, thumping or fluttering heartbeat, often irregular
  • Breathlessness, particularly on exertion
  • Fatigue and reduced exercise tolerance, sometimes the only feature
  • Dizziness or light-headedness
  • Chest discomfort
  • Reduced ability to do things you managed easily a few months ago

Roughly a third of people with AF have no symptoms whatsoever. It is found on a routine pulse check, a blood pressure reading, a pre-operative ECG, or a smartwatch alert — and increasingly the last of those.

The absence of symptoms does not reduce the stroke risk. That is the single most important thing to understand about this condition, and it is why silent AF is worth finding.

Causes and risk factors

  • Age — the single biggest factor. Uncommon under 50, and affects around one in ten people over 80
  • High blood pressure, the commonest treatable contributor
  • Obesity, which is strongly and independently associated
  • Alcohol — both binge drinking and sustained regular intake. "Holiday heart" is a real phenomenon
  • Obstructive sleep apnoea, which is heavily under-diagnosed in people with AF
  • An overactive thyroid — an important and fully reversible cause
  • Diabetes, heart valve disease, previous heart attack and heart failure
  • Endurance exercise over many years, which is counterintuitive but real
  • Acute triggers: infection, dehydration, surgery, and stimulants including excess caffeine

How it is diagnosed

It requires an ECG. There is no way around that.

Atrial fibrillation is diagnosed on an electrocardiogram showing an irregularly irregular rhythm with no distinct P waves. A description of symptoms, however clear, is not a diagnosis.

Finding it when it comes and goes

Paroxysmal AF — the kind that starts and stops — is easy to miss, because a standard ECG only captures the moment you are attached to it. Where symptoms are intermittent, longer monitoring is used: a 24-hour or 7-day tape, or a patch worn for a fortnight.

This is the commonest reason someone is told "your heart is fine" when it is not. A normal ECG on a good day excludes nothing if the palpitations happen twice a month.

What about a smartwatch?

Consumer devices detect AF reasonably well and are genuinely finding cases that would otherwise have been missed. They are a prompt, not a diagnosis — a positive reading needs confirming on a medical ECG, and false alarms are common.

Do bring the trace. Most devices export a single-lead recording, and it is far more useful than the notification alone.

The simplest test of all

Feel your own pulse for thirty seconds. A regular pulse makes AF unlikely at that moment; an irregularly irregular one is worth acting on. It costs nothing and it is how a great deal of AF is first suspected.

What is checked alongside

Thyroid function, full blood count, kidney function and electrolytes, and usually an echocardiogram to look at heart structure and valves. Thyroid is the one not to skip — treating an overactive thyroid can resolve the AF entirely.

How we treat it online

We cannot diagnose atrial fibrillation remotely, and it would be wrong to suggest otherwise. AF is confirmed on an ECG, which requires equipment and a person in the room.

What a consultation genuinely adds

  • Working out whether your symptoms warrant an ECG, and how urgently — palpitations have a long differential, and thyroid disease, anaemia and anxiety account for a great many of them
  • Interpreting a smartwatch alert. These now find a lot of AF, and they also generate a lot of false positives. Knowing which yours is, and what to do next, is a useful twenty minutes
  • Blood tests that matterthyroid function, full blood count, kidney function and electrolytes. An overactive thyroid causing AF is entirely reversible and regularly missed
  • Reviewing the modifiable contributors: alcohol, weight, blood pressure and undiagnosed sleep apnoea. These are not soft advice — weight loss and alcohol reduction measurably reduce AF burden
  • Explaining anticoagulation properly if you have been offered it and are unsure. This is where most of the value sits, and where most people are given a decision without a conversation
  • Cardiology referral where appropriate

What we will not do

We do not start or manage anticoagulation remotely on a first consultation, and we do not diagnose AF from a description. Both need an ECG and, usually, cardiology input.

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Important

When to seek urgent help

Call 999 immediately if you have:

  • Chest pain or tightness alongside an irregular or racing heartbeat
  • Severe breathlessness, or breathlessness at rest
  • Fainting, or feeling you are about to faint
  • Any sign of stroke — face drooping, arm weakness, speech difficulty. Act FAST and call 999. This is the complication AF exists to prevent

Seek same-day assessment for:

  • A new fast irregular pulse, particularly over 120 beats per minute at rest
  • New irregular heartbeat with dizziness or marked breathlessness
  • Palpitations with a fever, or during an acute illness

Book a routine consultation for: occasional palpitations without other symptoms, a smartwatch notification you want interpreted, or a discussion about anticoagulation you have already been offered.

Prevention and self-care

The things that measurably reduce AF

  • Alcohol. This is the biggest single lever, and the evidence is unusually strong — a trial in which people with AF cut alcohol substantially showed a clear reduction in recurrence. If you drink regularly and have AF, reducing it is treatment, not lifestyle advice
  • Weight. Losing 10% of body weight where there is excess reduces AF burden meaningfully and can reduce recurrence after treatment
  • Blood pressure. Treating hypertension well is one of the clearest preventive measures
  • Sleep apnoea. Treating it improves AF control substantially, and it is badly under-diagnosed. Snoring with daytime sleepiness in someone with AF deserves a proper look
  • Exercise, in moderation. Regular moderate activity helps. Very high-volume endurance training over years slightly increases risk — worth knowing, not worth stopping over

Practical things

  • Learn to take your own pulse, and note when it is irregular. A simple diary is genuinely useful at a cardiology appointment
  • Reduce caffeine if it triggers you, though the population evidence for caffeine causing AF is weaker than most people assume
  • Stay well hydrated during illness, when AF commonly first appears

If you are on anticoagulation

Take it consistently. Missing doses is where the risk lives. Do not stop it because you feel well, and do not stop it before a dental appointment or procedure without asking — stopping unnecessarily causes strokes.

NHS or private

What the NHS does, free

Everything that matters most in AF, and we would rather say so plainly.

  • ECG at your GP practice — free, and the only thing that makes the diagnosis
  • Ambulatory monitoring where symptoms come and go
  • Echocardiogram and cardiology referral
  • Anticoagulation, prescribed and monitored, with the drug free if you are exempt from prescription charges
  • Ablation and cardioversion where indicated — procedures costing thousands privately
  • The NHS Health Check at 40 to 74 includes a pulse check

If you suspect AF, your NHS GP is the right first call. An ECG is a ten-minute appointment and it settles the question.

What paying actually adds

  • Time to understand the anticoagulation decision. CHA₂DS₂-VASc is explained in about ninety seconds in most consultations. Twenty minutes lets you actually weigh a stroke risk against a bleeding risk, which is a decision you should be making rather than receiving
  • Speed on the reversible causes — thyroid function in days rather than weeks
  • Interpreting a smartwatch trace without waiting for a routine appointment
  • A second opinion where you have been advised on rate control, rhythm control or ablation and want to think it through

What paying does not buy is a diagnosis — that still needs an ECG somewhere with the equipment.

Evidence and guidelines

This page follows NICE NG196, Atrial fibrillation: diagnosis and management, and the stroke prevention framework it sets out.

What the guidance actually says

  • Assess stroke risk with CHA₂DS₂-VASc and bleeding risk with ORBIT. Anticoagulation is recommended for men scoring 2 or more and women scoring 3 or more, and should be considered for men scoring 1
  • A direct oral anticoagulant is first-line in non-valvular AF, in preference to warfarin
  • Aspirin is not recommended for stroke prevention in AF. This changed years ago and is still one of the most persistent pieces of outdated practice — aspirin carries the bleeding risk without the protection
  • A high bleeding risk is a reason to address modifiable bleeding factors, not a reason to withhold anticoagulation in someone whose stroke risk warrants it
  • Rate control is first-line for most people, with rhythm control where symptoms persist or AF is of recent onset

On finding it

The UK National Screening Committee does not currently recommend a national AF screening programme, on the grounds that the evidence for population screening is not yet sufficient. Opportunistic pulse checks during other appointments remain standard practice and are where most silent AF is found.

Reviewed against NICE NG196 and UK NSC recommendations current at the date shown above.

Common questions

I have no symptoms. Does it still matter?

Yes, and this is the whole point. Around a third of people with AF feel nothing at all, and the stroke risk is the same.

Treating AF is mostly about preventing a stroke, not about how the rhythm feels.

My smartwatch says I have AF. What now?

Get it confirmed on a medical ECG. Consumer devices detect AF reasonably well but also produce false positives.

Export the trace and bring it — the recording is far more useful than the alert.

Should I take aspirin instead of a blood thinner?

No. Aspirin is no longer recommended for stroke prevention in AF — it gives you much of the bleeding risk and very little of the protection.

This advice changed years ago and still circulates. If you are on aspirin for AF alone, that is worth reviewing.

Can I stop the anticoagulant if my rhythm goes back to normal?

Usually not. The decision is based on your stroke risk score, not on whether you are in AF at any given moment.

People with paroxysmal AF carry a similar stroke risk to those in it permanently, which surprises almost everyone.

Will cutting out coffee fix it?

Probably not, though it may help if it clearly triggers you. The population evidence linking caffeine to AF is weaker than its reputation.

Alcohol is the lever with real evidence behind it, and it is the one most people would rather not hear about.

Is AF dangerous in itself?

The rhythm is rarely dangerous. The clot risk is. Most people live normally with well-managed AF.

Poorly controlled fast AF over months can weaken the heart, which is why rate control matters too.

Could my thyroid be causing it?

It genuinely could, and it is worth checking in everyone with new AF. An overactive thyroid is a recognised and fully reversible cause.

It is a cheap blood test and it is missed often enough to be worth asking for by name.

Can it be cured?

Sometimes. Cardioversion restores normal rhythm, and ablation can prevent recurrence in selected people, with good results in younger patients with paroxysmal AF.

Neither automatically ends anticoagulation — that decision stays with your risk score.

Do I need to stop it before dental work?

Usually not, and stopping unnecessarily is a genuine cause of avoidable stroke.

Always ask rather than assume. Most dental procedures are safely done on anticoagulation.

Dr Mohammad Zubair Khan, GMC-registered private GP and founder of Cheshire Clinics
Clinically reviewed by Dr Mohammad Zubair Khan, GMC 7563469
Last reviewed

August 30, 2026

How it works

What happens when you book

£40 for a 20-minute appointment with a GMC-registered GP, 6am to 10pm, seven days a week. Membership is optional and never required.
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Pick a time that suits you — 6am to 10pm, seven days a week, including weekends and bank holidays. £40 for 20 minutes, self-pay, with no insurance to arrange.
5–10 minutes
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02

Meet your GP

A 20-minute video or phone consultation with a GMC-registered GP — long enough for a proper conversation about your symptoms, your history and what matters to you.
20 minutes
Diagnostic testing plan including blood test panel, ECG and urine screening
03

Tests and referrals, if you need them

Where testing will actually answer the question, we arrange it — blood tests and health screening through our laboratory partner, or a referral for ultrasound, X-ray, CT or MRI through private imaging providers. We will also tell you when a scan is not the right next step.
1–7 days
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Your GP talks you through what the results mean and agrees the next step with you. Every consultation ends with your treatment plan in writing, and any prescription goes to your own pharmacy.
20 minutes
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Ongoing care and follow-up

Follow-up appointments, progress monitoring and ongoing advice — including saying plainly when something needs in-person or NHS care instead.

Ongoing

How we compare

Time to be seen

Appointment length

Your NHS record in the room

Written treatment plan

Told when a test isn’t needed

Cost

Varies by practice

Typically 10 minutes

Yes, your full record

Not routinely

Usually

Free

Same day

Often 10 to 15 minutes

Usually not

Sometimes charged

Varies by provider

Often a subscription

Questions about our service

How quickly can I be seen?

Same-day access is usually available, from 6am to 10pm, seven days a week. You choose a time that suits you rather than waiting on hold at 8am.

Will I see the same doctor each time?

Yes. Care is led personally by Dr Mohammad Khan, so you are not passed between clinicians. Continuity is the point of a small practice: someone who knows your history and is listening attentively rather than working through a checklist.

Can you see my NHS records?

Yes, with your consent. We can access your Summary Care Record during the consultation, so your current medications, allergies and significant history are in the room. That means fewer questions you have already answered elsewhere, and safer prescribing.

Are you trying to replace my NHS GP?

No. We are not here to replace GPs, only to support them. Your NHS practice remains responsible for your ongoing care, and with your consent we write to them after the consultation. We are useful when you need to be seen sooner, or want more time than a standard appointment allows.

What is included in the appointment?

Twenty unhurried minutes and a comprehensive assessment. A written treatment plan is included, along with any prescription, sick note or referral letter arising from the consultation, at no extra charge.

How much does it cost?

£40 for 20 minutes, self-pay. Membership is optional and never required. Priced for fairness, because we are not here to charge extortionate amounts for access to a doctor.

What does “treatable online” actually mean?

It means the diagnosis can usually be made from your history and photographs, and that treatment can be arranged safely without examining you. Where a condition is not marked treatable online, it is because examination is the diagnosis — listening to a chest, feeling an abdomen, examining an ear or a joint — or because a procedure or device is needed.

Can you prescribe antibiotics?

Yes, where there is a genuine bacterial infection — cellulitis, impetigo, bacterial urine infections, confirmed strep throat. We will also frequently tell you that you do not need one. Most sore throats, coughs, colds and earaches are viral, and an antibiotic gives you the side effects with none of the benefit.

What if the GP cannot help with what I need?

If your problem turns out to be genuinely outside what we can do remotely, the doctor will tell you straight away, point you to the right service, and refund your fee in full. We would rather do that than fill twenty minutes to justify the charge.

What should I do in an emergency?

Call 999 or go to A&E — do not book an online appointment and do not wait for a reply to an email. For urgent problems that are not emergencies, NHS 111 is available 24 hours a day, online or by phone, and can direct you to the right service.

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