Home

/

Services

/

ECO Flex Assessment

ECO Flex Assessment

Medical evidence for ECO Flex energy grant applications, where a cold home affects your health.

£40

20 minutes

Issued within 10 minutes of your consultation ending

Unhurried care from a GMC-registered GP

6am to 10pm, seven days a week

Prescriptions, sick notes and referral letters included

Your NHS records in the room, with your consent

Clinically reviewed by Dr Mohammad Khan · Last reviewed

August 23, 2026

Book a consultation

A 20-minute appointment with a GMC-registered GP for £40. Same-day appointments are usually available, 6am to 10pm, seven days a week.

Private GP care led personally by Dr Mohammad Zubair Khan, GMC 7563469.

Why patients choose Cheshire Clinics

GMC registered doctors badge - every Cheshire Clinics consultation is with a General Medical Council registered GP

GMC-registered

Care led personally by Dr Khan

Royal College of General Practitioners badge - RCGP trained private GP consultations at Cheshire Clinics

RCGP-trained

Attentive, unhurried care that listens properly

Google five star reviews badge - Cheshire Clinics private GP online

Highly rated by patients

Five-star Google reviews from the people we have looked after

Care Quality Commission registered badge - Cheshire Clinics online GP service is registered with the CQC, England's independent regulator of health and social care

CQC-registered

Registered with the Care Quality Commission

Same-Day Appointments
Sick Notes
Private Prescriptions
Blood Tests
Menopause & HRT
Weight Management
Mental Health
Specialist Referrals
Same-Day Appointments
Sick Notes
Private Prescriptions
Blood Tests
Menopause & HRT
Weight Management
Mental Health
Specialist Referrals

Overview

The ECO scheme funds insulation and heating improvements, and the Flex route lets local authorities refer households where someone has a health condition made worse by living in a cold or damp home.

Respiratory conditions, cardiovascular disease, limited mobility and immunosuppression all commonly qualify. The letter confirms the condition and the connection to home temperature.

What's included

  • A 20-minute consultation
  • A signed letter confirming a qualifying health condition and how cold or damp housing affects it
  • Issued digitally, usually within ten minutes

How it works

1. Check your local authority's criteria

ECO Flex is administered locally and qualifying conditions vary between councils. Send their statement of intent or criteria if you have it.

2. Assessment

Covering the condition, how it is affected by cold, and any hospital admissions or worsening over winter.

3. Letter issued

Ready to submit with your application.

Ready to book this?

Book a consultation

What to expect

Check your council's criteria before booking

ECO Flex is administered locally, under each authority's own Statement of Intent, and qualifying conditions differ between councils. Some accept a letter from any GMC-registered GP; a few require it from the practice you are registered with, in which case a letter from us cannot be used.

It takes a few minutes on the council's website and it saves you the fee. Send us their criteria if you have them.

What the scheme is, briefly

ECO funds insulation and heating improvements, and the Flex route lets a local authority refer a household where somebody's health is made worse by a cold or damp home. Loft and cavity wall insulation, heating repairs and replacements, and first-time central heating are the usual measures.

The point of the letter is to establish the health limb of that referral.

What the consultation covers

  • The qualifying condition — respiratory disease, cardiovascular disease, limited mobility, immunosuppression, or a condition worsened by cold such as arthritis or Raynaud's
  • How cold specifically affects it — which is the connection assessors look for, and the part most letters leave out
  • What has actually happened. Winter admissions, courses of steroids or antibiotics, more inhaler use in the cold months, worse pain and stiffness, chest infections that repeat each year
  • Time spent at home, since somebody home all day in an unheated house is exposed very differently from somebody out at work
  • Whether damp or mould is present, and what it coincides with

What the letter will not do

We assess you, not your house. The letter confirms a qualifying condition and how cold or damp housing affects it. It does not survey the property, rate its energy efficiency, or specify which measures should be installed — that is the assessor's and the installer's work.

Who the letter has to be about

The person with the condition. We cannot write about a tenant we have not assessed, and a landlord cannot obtain one on a tenant's behalf. Where the qualifying person is a child, a parent or guardian attends with them.

One thing worth saying plainly

We have no relationship with any installer or scheme administrator. No fee, referral arrangement or commission passes between us and anyone who profits from the work going ahead.

If an installer has told you that a particular doctor will write the letter, treat that as a reason for caution rather than convenience.

Who it's for

Conditions that commonly qualify

  • Asthma, COPD and other respiratory disease
  • Cardiovascular disease
  • Limited mobility
  • Immunosuppression
  • Conditions worsened by cold, such as Raynaud's or arthritis

How the scheme works

Eligibility and funding are decided by your local authority and the installer, not by us. The letter is supporting evidence — it is not an approval, and we have no involvement in the grant decision.

After your appointment

Submit it through the council, not the installer

The declaration is the local authority's to make. Send the letter with your ECO Flex application to the council or its nominated scheme, and keep a copy.

An installer may offer to handle the paperwork. That is usually fine — but the referral itself is the council's decision, and it is worth knowing where your application actually sits.

What happens next

  1. The council checks eligibility against its Statement of Intent and issues a declaration if you qualify
  2. A surveyor assesses the property and identifies which measures it is suitable for
  3. An installer carries out the work, and it should be TrustMark registered with the work covered by a guarantee

Take your time over step three. Get more than one quote if any contribution is asked of you, check TrustMark registration yourself rather than taking a leaflet's word for it, and never pay a deposit to a doorstep caller.

The letter does not decide the grant

Eligibility and funding are decided by the local authority and the funding obligation, not by us, and we have no involvement in the decision. A property can be turned down on survey — for instance where a cavity is unsuitable for filling — even with a perfectly good medical letter.

What else to claim while you are at it

People routinely qualify for these and never apply. They are free and they are separate from ECO:

  • Priority Services Register — free with your energy supplier and network operator. Priority in a power cut, advance warning of interruptions, and help with meter readings. Anyone with a long-term condition or a medical device that needs power should be on it
  • Warm Home Discount — a rebate on electricity costs for eligible households
  • Cold Weather Payments and, for those over State Pension age, the Winter Fuel Payment
  • Citizens Advice and your council's energy or affordable warmth team, both free — they know the local schemes, which change often

If you are refused

Ask which criterion was not met. Where the gap is medical and we can properly evidence it, send us their reasoning and we will address it at no charge. Where the property was found unsuitable, that is a survey question rather than a clinical one.

In the meantime

A cold home is a health problem now, not only in the abstract. Heat the room you spend most time in rather than the whole house, keep the bedroom at a reasonable temperature, and treat damp and mould as urgent — report it to the landlord in writing, and ask environmental health to inspect if nothing is done.

If a respiratory condition is deteriorating, come back and be assessed. Do not wait for a grant to be processed.

What this service cannot do

We assess you, not your house. The letter confirms a qualifying health condition and how cold or damp housing affects it. It does not survey the property, rate its energy efficiency, or specify what measures should be installed — that is the assessor's and installer's work.

We have no relationship with any installer or scheme administrator. No fee, referral arrangement or commission passes between us and anyone who benefits from the work going ahead. If an installer has told you a particular doctor will write the letter, treat that as a reason for caution rather than convenience.

The patient has to be the person with the condition. We cannot write a letter about a tenant who has not been assessed, and landlords cannot obtain one on a tenant's behalf. Where the qualifying person is a child, a parent or guardian attends with them.

Check your council's criteria before booking. ECO Flex is administered locally under each authority's Statement of Intent, and a few require the letter to come from the practice where you are registered. Where that is the case, a letter from us will not be accepted, and we would rather you knew that before paying for an appointment.

Common questions

What is ECO Flex?

The route into the Energy Company Obligation that lets a local authority refer a household on health grounds, rather than on benefits alone — funding insulation, heating repairs and replacements, and sometimes first-time central heating.

You do not have to be on benefits to qualify under Flex. That is the point of it, and it is why people miss it.

Which conditions qualify?

Commonly asthma, COPD and other respiratory disease; cardiovascular disease; limited mobility; immunosuppression; and conditions worsened by cold such as arthritis or Raynaud's.

The list is set locally and varies, so check your council's Statement of Intent before booking.

Does a letter from you guarantee the work?

No. It is supporting evidence, not an approval. The council decides eligibility, and a surveyor decides what the property is suitable for. A home can be turned down on survey with a perfectly valid medical letter.

Can you confirm my house is cold or damp?

No — we assess you, not the property. We can say that cold and damp worsen your condition and describe what has happened as a result. We cannot rate energy efficiency or specify measures, which is the surveyor's job.

Where damp is the issue, an environmental health inspection is free and carries weight no medical letter can.

My landlord wants a letter for their tenant. Can you do that?

No. The letter has to be about a person we have assessed, and the patient must be the person with the condition.

The tenant can book themselves. A landlord cannot obtain one on their behalf, and nor can we discuss a tenant's health with them.

Can it be about my child?

Yes, with a parent or guardian present. A child's asthma worsening in a cold or mouldy bedroom is a common and entirely legitimate basis for a Flex referral.

Do you work with an installer?

No, and deliberately so. No fee, referral arrangement or commission passes between us and anyone who benefits from the work going ahead.

If an installer has named a particular doctor who will write these letters, be cautious. The value of the letter lies in its independence, and there is a persistent doorstep-selling problem around this scheme.

Is any of this free, or will I be asked to contribute?

Often fully funded, but not always — some measures require a contribution depending on the property and the funding available.

Get that in writing before agreeing to anything, get a second quote for any contribution asked of you, check the installer is TrustMark registered, and never pay a deposit to a doorstep caller.

How long does it take?

Weeks to months, through council checks, survey and installation, and funding runs in obligation periods that can close.

Apply early rather than in December, when demand peaks and the winter you were trying to prepare for has already arrived.

What else should I be claiming?

The Priority Services Register above all — free with your energy supplier and network operator, giving priority in a power cut and advance warning of interruptions. Anyone with a long-term condition or a powered medical device should be on it.

Also the Warm Home Discount, Cold Weather Payments, and the Winter Fuel Payment if you are over State Pension age. Citizens Advice will run through all of it free of charge.

Dr Mohammad Zubair Khan, GMC-registered private GP and founder of Cheshire Clinics

Clinically reviewed by Dr Mohammad Zubair Khan, GMC 7563469

Last reviewed

August 23, 2026

How it works

What happens when you book

£40 for a 20-minute appointment with a GMC-registered GP, 6am to 10pm, seven days a week. Membership is optional and never required.
Cheshire Clinics online GP appointment booking confirmation on mobile
01

Book your appointment

Pick a time that suits you — 6am to 10pm, seven days a week, including weekends and bank holidays. £40 for 20 minutes, self-pay, with no insurance to arrange.
5–10 minutes
Online video consultation with a GMC-registered private GP
02

Meet your GP

A 20-minute video or phone consultation with a GMC-registered GP — long enough for a proper conversation about your symptoms, your history and what matters to you.
20 minutes
Diagnostic testing plan including blood test panel, ECG and urine screening
03

Tests and referrals, if you need them

Where testing will actually answer the question, we arrange it — blood tests and health screening through our laboratory partner, or a referral for ultrasound, X-ray, CT or MRI through private imaging providers. We will also tell you when a scan is not the right next step.
1–7 days
Personalised results and treatment plan from a private GP consultation
04

Results and next steps

Your GP talks you through what the results mean and agrees the next step with you. Every consultation ends with your treatment plan in writing, and any prescription goes to your own pharmacy.
20 minutes
GP follow-up reminder for ongoing care and progress monitoring
05

Ongoing care and follow-up

Follow-up appointments, progress monitoring and ongoing advice — including saying plainly when something needs in-person or NHS care instead.

Ongoing

How we compare

Time to be seen

Appointment length

Your NHS record in the room

Written treatment plan

Told when a test isn’t needed

Cost

Varies by practice

Typically 10 minutes

Yes, your full record

Not routinely

Usually

Free

Same day

Often 10 to 15 minutes

Usually not

Sometimes charged

Varies by provider

Often a subscription

Questions about our service

How quickly can I be seen?

Same-day access is usually available, from 6am to 10pm, seven days a week. You choose a time that suits you rather than waiting on hold at 8am.

Will I see the same doctor each time?

Yes. Care is led personally by Dr Mohammad Khan, so you are not passed between clinicians. Continuity is the point of a small practice: someone who knows your history and is listening attentively rather than working through a checklist.

Can you see my NHS records?

Yes, with your consent. We can access your Summary Care Record during the consultation, so your current medications, allergies and significant history are in the room. That means fewer questions you have already answered elsewhere, and safer prescribing.

Are you trying to replace my NHS GP?

No. We are not here to replace GPs, only to support them. Your NHS practice remains responsible for your ongoing care, and with your consent we write to them after the consultation. We are useful when you need to be seen sooner, or want more time than a standard appointment allows.

What is included in the appointment?

Twenty unhurried minutes and a comprehensive assessment. A written treatment plan is included, along with any prescription, sick note or referral letter arising from the consultation, at no extra charge.

How much does it cost?

£40 for 20 minutes, self-pay. Membership is optional and never required. Priced for fairness, because we are not here to charge extortionate amounts for access to a doctor.

What does “treatable online” actually mean?

It means the diagnosis can usually be made from your history and photographs, and that treatment can be arranged safely without examining you. Where a condition is not marked treatable online, it is because examination is the diagnosis — listening to a chest, feeling an abdomen, examining an ear or a joint — or because a procedure or device is needed.

Can you prescribe antibiotics?

Yes, where there is a genuine bacterial infection — cellulitis, impetigo, bacterial urine infections, confirmed strep throat. We will also frequently tell you that you do not need one. Most sore throats, coughs, colds and earaches are viral, and an antibiotic gives you the side effects with none of the benefit.

What if the GP cannot help with what I need?

If your problem turns out to be genuinely outside what we can do remotely, the doctor will tell you straight away, point you to the right service, and refund your fee in full. We would rather do that than fill twenty minutes to justify the charge.

What should I do in an emergency?

Call 999 or go to A&E — do not book an online appointment and do not wait for a reply to an email. For urgent problems that are not emergencies, NHS 111 is available 24 hours a day, online or by phone, and can direct you to the right service.

Patient reviews

What our patients say

No reviews published yet.
Ready to see a GP?20 minutes with a GMC-registered doctor. £40, usually same day.
Book a consultation